With an income of $9K and above,
many home owners have upgraded from their current flat to a private property without taking out extra cash from their own pocket?
We can show you how to do it!
Ben (36) & Celine (37) combined income $10K
Initial Plan :
- Sell their 4 room BTO flat in Fernvale to purchase a bigger resale 5 room HDB in Bishan
After a consultation with Clive Gum :
- Purchase a 3 bedroom Condo without touching their CASH savings
- Maintain a healthy CASH reserve of $110K
- On route to their purchase of a 2nd private property in coming years
John Tan (43) & Jennifer Lee (38) combined income $15K
Initial Plan :
- Sell their 4 room HDB in Woodlands and buy an Executive Condo
After a consultation with Clive Gum :
- Purchase a 3 bedroom Condo for own stay & an additional 1 bedroom Condo for investment without touching their CASH savings
- Maintain a healthy CASH reserve of $140K
- Obtain passive income from rental of 1 bedroom Condo
Every household is unique in their very own situation.
What may work out for others may not work out for you.
With proper planning and proven strategies, you will be able to :
1) Have a clear financial analysis to understand your cash proceeds, cash outlay, cpf available etc
2) Know how to let your property generate passive income for you
3) Know how to leverage on the market situation and assets to plan for an early retirement
4) Have a clearer picture on if you should keep or sell your existing property. Most importantly when to sell.